一、主题：Information technology and cross-border bank lending

二、汇报人：赵国君 2021级金融学博士研究生

三、时间地点：2023年11月14日下午13:30，沙河校区3号楼302会议室

四、报告简介：2023年10月27日至2023年10月29日，“数字经济与数字贸易”论坛(2023)于广西壮族自治区南宁市举办，我司博士研究生赵国君与苟琴副教授、首都经济贸易大学经济学院李兴申讲师合作的论文《Information technology and cross-border bank lending》经过评审应邀参会。赵国君同学将在校内就该参会论文做出学术报告。

五、报告摘要：This study analyzes the impact of digital technology on cross-border bank lending and sheds light on the concurrent increase in the size and distance of cross-border lending. Using bilateral lending data from 28 source and 188 destination countries between 2000 and 2020, this study shows that the development of digital technology in lending countries has played a significant role in fostering bilateral bank lending and augmented the geographical distance of lending. In this respect, the transmission mechanism is the alleviation of information asymmetries, supported by a reduction in information costs, bolstering of fintech lending, and advancement of the financial sector. This study’s findings are supported by a diverse range of robustness tests designed to account for endogeneity and measurement errors. Overall, this study’s outcomes corroborate the assertion that digital technology has transformed the financial sector and stimulated both the scale and geographic extent of financial activity in cross-border settings.

撰稿人：赵国君

校对：位锦

审核：魏旭